The UK’s investment in the fintech market reached £2.6bn in 2025, making it the second highest sector investor globally according to a new report published by Innovate Finance.
The industry body’s 2025 global fintech investment report shows a strong rebound in funding worldwide, with global investment reaching £39.4bn in 2025 – up 21% from 2024 – across 5,918 deals, demonstrating sustained investor interest amid selective capital deployment.
The UK retained its second place ranking globally and first in Europe by attracting £2.6bn, more than the next five European countries combined. Europe raised £6.5bn across 1,391 deals in 2025, with the UK closing 534 of those deals.
The US remained the dominant market, attracting £18.6bn, followed by the UK and then India (£2.5bn), the UAE (£1.8bn), and Singapore (£1.4bn). Brazil, Canada and Mexico formed a strong mid-tier cluster, each raising between £967m and £1.2bn. This highlights growing adoption of payments, digital banking and investment platforms across the Americas.
Over the past decade, only the US, UK, India and Germany have consistently appeared in the global top ten. While investment concentration has eased, the top ten markets still account for 82% of global fintech funding in 2025. This shows capital is spreading slowly and leading hubs remain dominant, but emerging markets are gaining ground.
“Attracting a strong $3.6bn (£2.6bn) in investment in 2025 – and again claiming second place globally behind only the United States – the UK has once again proven its credentials as a world-leading financial innovation and technology hub,” says Janine Hirt, CEO of Innovate Finance.
“Other countries are quickly gaining pace however, and so to maintain our global lead it is imperative that we push ahead on delivering key regulatory reforms with speed, increase access to growth capital, and continue to foster an environment which is attractive for both domestic and international entrepreneurs and investors.”
In 2025, UK fintech investment remained largely flat compared to 2024, rising just 0.4% and remaining 37% below 2023 levels. However, the second half of the year saw a notable £1.4bn raised – an 11% increase on H1.
Key UK deals included FNZ (£483m), Rapyd (£223m) and Dojo (£141m). Secondary market activity remained strong in 2025, highlighted by Revolut’s £2.2bn of secondary deals, valuing the company at £55bn.
