Apple today began notifying Apple Cash users about an upcoming fee increase for the Instant Transfer feature. Starting on February 18, 2026, choosing the Instant Transfer option will cost 1.7 percent of the transaction amount, with a minimum of $0.25 and a maximum of $25.
Instant Transfer is the Apple Cash option that allows you to transfer money from Apple Cash to your bank account with no waiting period. The current fee is 1.5 percent of the transaction amount, with the same $0.25 minimum fee and a lower $15 maximum fee.
Using Instant Transfer to deposit $1,000 from Apple Cash to a bank account currently requires users to pay a $15 fee, for example, but that will increase to $17 after February 18.
An ACH transfer that takes one to three business days will continue to have no fee, and that is always an option for Apple Cash users.
Transferring money from Apple Cash to a bank account can be done by choosing the Apple Cash card in the Wallet app, tapping on the three-dot more button, and then selecting the Transfer to Bank option.
Apple Cash continues to be limited to the United States. It can be used to send and receive money from friends and contacts right in the Messages app as an alternative to services like Venmo, Zelle, or PayPal.
Popular Stories
Apple Expected to Unveil Five All-New Products This Year
In addition to updating many of its existing products, Apple is expected to unveil five all-new products this year, including a smart home hub, a Face ID doorbell, a MacBook with an A18 Pro chip, a foldable iPhone, and augmented reality glasses. Below, we have recapped rumored features for each product. Smart Home Hub Apple home hub (concept) Apple’s long-rumored smart home hub should…
New, Higher End AirPods Pro Coming This Year
Apple is planning to debut a high-end secondary version of AirPods Pro 3 this year, sitting in the lineup alongside the current model, reports suggest. Back in September 2025, supply chain analyst Ming-Chi Kuo reported that Apple is planning to introduce a successor to the AirPods Pro 3 in 2026. This would be somewhat unusual since Apple normally waits around three years to make major…
Apple Developing AirTag-Sized AI Pin With Dual Cameras
Apple is working on a small, wearable AI pin equipped with multiple cameras, a speaker, and microphones, reports The Information. If it actually launches, the AI pin will likely run the new Siri chatbot that Apple plans to unveil in iOS 27. The pin is said to be similar in size to an AirTag, with a thin, flat, circular disc shape. It has an aluminum and glass shell, and two cameras at the…
iPhone 18 Pro Leak: Smaller Dynamic Island, No Top-Left Camera Cutout
Over the last few months, rumors around the iPhone 18 Pro’s front-panel design have been conflicted, with some supply-chain leaks pointing to under-display Face ID, reports suggesting a top-left hole-punch camera, and debate over whether the familiar Dynamic Island will shrink, shift, or disappear entirely. Today, Weibo-based leaker Instant Digital shared new details that appear to clarify the …
MacBook Pro to Receive Up to Six New Features by Next Year
Apple is expected to release MacBook Pro models with M5 Pro and M5 Max chips soon, but you might want to pass on them, as bigger changes are around the corner. It has been reported that the MacBook Pro will be receiving a major redesign in late 2026 or in 2027. Six new features have been rumored so far, including an OLED display, touch capabilities, a Dynamic Island, M6 Pro and M6 Max chips…
