Tonight, Apple has once again lowered the interest rate for its Apple Card Savings Account. It now earns just 3.75% APY, down from the 3.9% APY that it offered prior.
This is the first APY cut of 2025. The interest rate was last lowered on December 4th, 2024 – where the company reduced the rate from 4.1% to 3.9%.
These interest rate cuts follow an industry trend of falling interest rates.
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