CapRelease raises £27m so scale flexible ecommerce capital offering – UKTN

London-based fintech CapRelease has completed a $36m (£27m) funding round to accelerate its growth in the embedded finance market.

Founded in 2023, CapRelease provides flexible capital to ecommerce retailers across all sectors.

Rather than basing its loans on credit scores, the platform uses real time data from logistics partners, sales performance, payment systems and consumer behaviour to offer cash that more accurately reflects the business’s trading momentum.

The firm’s inventory and revenue-based financing is based on deep data integrations across merchant operations, logistics partners and payment infrastructure.

The latest fundraise for CapRelease is in the form of a combined debt and equity investment.

“This raise represents a significant step-change for CapRelease, the logistics ecosystem and for funding eCommerce retailers,” said Jack Williams, founder and chief executive of CapRelease.

“By combining multi-source AI/ML data intelligence with a modern infrastructure approach to risk, we are helping retailers unlock capital with more confidence and less friction.”

The round was made up of a £25m senior debt facility from private credit firm Partners for Growth along with a £2m equity investment from a fintech-focused family office.

Richard Osborne, investment director at Partners for Growth, commented: “The strength of the team’s expertise across credit, logistics, and technology has enabled a globally distinctive lending and distribution model with the potential to reshape how eCommerce businesses access capital.”