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Finma is a financial management app for your iPhone. It has a focus on user privacy and doesn’t require a connection to your bank account. It also features beautiful charts and many useful features to give you a better financial picture.
Privacy focused without compromising
Plaid, the service that most developers use to allow users to link banks into financial apps, can get very expensive. That’s part of the reason why many smaller financial apps don’t support automatic linking.
Obviously, that can be annoying for users, since that generally requires manual data entry.
Finma has a unique solution for this though. Instead of having to enter everything manually, you can instead import data from your emails, including statements and transaction alerts. There’s also an option to upload statements if you don’t want to share your emails.
Of course, anything uploaded to the app is processed on device, and Finma doesn’t have access to your financial records.
Unique features
Finma has a number of unique features to help you better manage your finances, including budget alerts, payment alerts, and many helpful charts to give you a bigger picture idea. It also features home screen widgets for a better financial understanding.
Budget alerts keep you on top of your spending. You can easily set spend thresholds for certain categories, and as you approach them (and surpass them), the app will remind you. This helps fight overspending. You can also create your own rules for categorization.
There’s also payment alerts, helping you stay on top of subscriptions, credit card due dates, bills, and more.
Last but not least, there are many great interactive charts, giving you detailed insights on exactly how you’re spending your money. The layout is also very customizable, allowing you to prioritize the insights you care about most.
Pricing & download
Finma is available for free on the App Store, and costs $2.99/month or $24.99/year for the full experience. It requires an iPhone running iOS 16.4 or later.
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