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World of Software > Computing > Mutuum Finance (MUTM) Just Reached 2 Major Roadmap Milestones, Over 19,000 Investors Watch Closely | HackerNoon
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Mutuum Finance (MUTM) Just Reached 2 Major Roadmap Milestones, Over 19,000 Investors Watch Closely | HackerNoon

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Last updated: 2026/01/29 at 7:00 PM
News Room Published 29 January 2026
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Mutuum Finance (MUTM) Just Reached 2 Major Roadmap Milestones, Over 19,000 Investors Watch Closely | HackerNoon
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The world of decentralized finance is moving fast, and one project is currently taking center stage. Mutuum Finance (MUTM) has just announced the completion of two massive roadmap milestones. This news has sent a wave of excitement through the market.

Right now, over 19,000 investors are watching the project with intense focus. The protocol is no longer just a set of ideas on paper. It has officially moved into the execution phase, proving that the team can deliver on its promises.

For those following the DeFi space, these updates are a clear signal. The transition from development to a live environment is often where the most significant value shifts happen.

With the protocol nearing its full launch, the window for early entry is closing rapidly. The momentum is building, and the community is growing larger every single day.

The First Milestone

The first major milestone is the activation of the V1 protocol on the Sepolia testnet. This is a huge step forward for the project. It means the core code is now live and functional in a public testing environment. Users can finally interact with the system’s primary tools. This includes the liquidity pools, the mtToken system, and the automated liquidator bot.

By launching on the testnet, Mutuum Finance has proven that its technology works. This is not just a concept anymore; it is a working financial machine. Investors can see how the Peer-to-Contract (P2C) and Peer-to-Peer (P2P) lending markets function. 

The V1 launch is the ultimate proof of utility. It shows that the protocol is ready to handle assets like ETH and USDT. This technical success is a primary driver of the massive surge in investor interest we are seeing this week.

The Second Milestone

The second milestone is just as important: the completion of the independent security audit by Halborn. In the world of crypto, security is everything. Halborn is a world-class firm known for protecting the biggest names in the industry. They have thoroughly reviewed the Mutuum smart contracts to ensure user funds are safe.

In addition to the Halborn audit, the project has earned a high 90/100 security score from CertiK. This double layer of protection is rare for a new project. It gives large-scale investors the confidence they need to commit significant capital. 

To keep the system even safer, the team has also launched a $50,000 bug bounty program. This invites the best security experts in the world to test the code. With these security foundations in place, Mutuum Finance is positioning itself as one of the most reliable and transparent DeFi protocols of 2026.

The Numbers Behind The Scene

The numbers behind the Mutuum Finance presale are staggering. The project has already raised over $19.95 million in capital. This funding comes from a global community of more than 19,000 holders. This is not a project controlled by a small group of people. It is a massive, decentralized movement with thousands of supporters across the globe.

The MUTM supply is also very clear. There is a total cap of 4 billion MUTM tokens. Out of that, 1.82 billion tokens (45.5%) are dedicated to the presale. This large allocation ensures that the community owns a significant portion of the project. 

To date, over 835 million tokens have already been sold. This means that nearly half of the available presale supply has already been claimed. As each phase sells out, the remaining supply becomes more scarce, which is driving even more demand.

MUTM Price Appreciation

The price of the MUTM token has been on a steady upward path since it first started. The presale began in early 2025 at a price of just $0.01. Today, the project is in Phase 7, and the price is $0.04. This represents a 300% increase for the earliest participants. But the growth is not finished yet.

The official launch price is confirmed at $0.06. This means that people joining now at $0.04 are still looking at a significant discount before the token even hits the open market. For those who joined in Phase 1, the launch price represents a 500% MUTM appreciation. 

The structure of the presale is designed so that each phase increases the price by nearly 20%. This creates a natural sense of urgency. Every time a phase closes, the cost of entry goes up. Investors are rushing to secure their positions before the next price hike takes effect.

The Road to $1

One of the most exciting features of the presale is the 24-hour leaderboard. Every single day, the top daily contributor wins a $500 bonus in MUTM tokens. This has created a competitive and fun environment for the community. It encourages steady participation and ensures that the project stays active every day.

We are also seeing a major increase in whale activity. Large investors are starting to move into the project with single allocations as high as $100,000. These “whales” are professionals who do deep research before they move their money. Their entry into Phase 7 is a massive sign of confidence. They want to secure as many tokens as possible before the $0.06 launch. T

The project has also made it easy for everyone to join by supporting direct card payments. You don’t need to be a crypto expert to participate; you can use a credit or debit card to secure your tokens in seconds.

The combination of utility, high security, and a massive community makes MUTM a standout performer. The project is also planning to launch a native stablecoin and move to Layer-2 networks to make transactions faster and cheaper. All of these catalysts are lining up to make 2026 a huge year for the protocol. The window to join at the $0.04 price is closing fast. 

For more information about Mutuum Finance (MUTM) visit the links below:

Website: https://www.mutuum.com

Linktree: <https://linktr.ee/mutuumfinance](https://linktr.ee/mutuumfinance)

:::tip
This story was published as a press release by Btcwire under HackerNoon’s Business Blogging Program

:::

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