London-based fintech group Bourn has raised £3.5m in funding from a host of backers including NatWest Group.
Founded in 2024, Bourn offers businesses flexible working capital and overdraft services via its trade account.
The group said its mission is to tackle the funding gap faced by small and medium-sized enterprises (SMEs) by removing the friction of securing quick capital.
“2025 has been a year of validation, proving that SMEs and their funding partners need a more modern, data-driven approach to working capital,” said Nick Tracey, co-founder and chief executive of Bourn.
“This investment round is a huge vote of confidence. It shows that established banks see the same opportunity we do: to bring liquidity closer to the point of need and help businesses fund growth more dynamically.
“Our goal is to reinvent the business overdraft for SMEs. When working capital flows easily, businesses invest, hire, and grow. That’s how we make finance work for the real economy again.”
Bourn said its new funds will be used to deepen the functionality of its accounts and secure new financial services partnerships.
“Now more than ever, SMEs need the right support to scale and grow – which is why Bourn’s offering has so much potential,” said Ladi Greenstreet, head of strategic investments at NatWest Group.
“Their founding team combines deep banking expertise with genuine fintech innovation, while their capabilities complement our ambition to help customers access working capital seamlessly through the platforms they already use.”
Other backers of the round include McPike Global Family Office, Haatch, Love Ventures, Portfolio Ventures and Aperture.
