Mutuum Finance (MUTM) continues to make waves in the decentralized finance (DeFi) sector as it edges closer to the $18 million mark in presale funding. With Phase 6 now more than 75% complete, investor interest remains high as the token’s next 20% price increase approaches. The strong demand highlights growing confidence in the project’s upcoming protocol launch and its long-term position within the expanding crypto market.
Built on the Ethereum blockchain, Mutuum Finance aims to create a decentralized lending and borrowing ecosystem that focuses on efficiency, security, and accessibility. Its clear roadmap and structured rollout have allowed the project to steadily gain traction among both retail and institutional participants — a rare achievement for a new crypto still in its presale stage.
Phase 6 Nearing Sell-Out
Mutuum Finance’s presale has followed a transparent, stage-based structure that rewards early participants with lower entry prices. Starting at $0.01 in Phase 1, the token is now priced at $0.035 in Phase 6, marking a 250% increase from the initial offering.
Over 17,400 holders have joined so far, contributing a total of $17.9 million to the project. With three-quarters of Phase 6 already sold out, anticipation is building as the next price jump to $0.04 draws closer. The final launch price is set at $0.06, nearly double the current rate, offering a clear early-mover advantage for participants before the next adjustment.
The growing momentum has turned heads across the broader crypto market. Similar structured presales in past DeFi cycles, such as those seen in major lending protocols, often signaled strong future performance once utility and trading liquidity became active.
V1 Protocol Launch Confirmed for Sepolia Testnet
In a recent statement on X, the Mutuum Finance team confirmed that its Version 1 (V1) protocol will launch on the Sepolia Testnet in Q4 2025. This test phase will introduce the foundation of the project’s decentralized lending and borrowing framework, bringing the concept to life after months of preparation.
The rollout will include several core components:
Liquidity Pools – where users can supply assets like ETH and USDT to earn passive yield.
mtTokens – interest-bearing tokens that represent deposits and automatically grow in value as interest accumulates.
Debt Tokens – to track borrower obligations securely.
Liquidator Bot – an automated tool to help maintain protocol balance and prevent bad debt.
These systems will be tested live on Sepolia before being transferred to the Ethereum mainnet, ensuring performance and reliability under real market conditions.
One of Mutuum Finance’s most notable strategies is its plan to launch the MUTM token and the lending platform simultaneously. This approach means that the token will have direct utility from the start, rather than existing as a speculative asset with no immediate use.
This coordinated launch also increases the likelihood of listings on major centralized (CEX) and decentralized (DEX) exchanges, as it demonstrates readiness and real-world functionality — two key factors exchanges often prioritize. The added visibility from such listings could benefit both short-term trading activity and long-term price stability once the ecosystem is live.
Community Features Fuel Engagement
Mutuum Finance has also prioritized community engagement during its presale. A 24-hour leaderboard was introduced to track the most active investors, with the daily top contributor receiving a $500 MUTM reward. This feature refreshes every midnight (UTC), encouraging consistent participation.
In addition, the project launched a $100,000 giveaway, open to all verified investors who contribute at least $50 to the presale and complete the listed tasks. Ten winners will each receive $10,000 worth of MUTM — a gesture that has boosted visibility and attracted new participants daily.
These features, combined with transparent tracking and real-time dashboards, have helped Mutuum Finance maintain strong community momentum while reinforcing its image as a project driven by accountability and engagement.
Investor trust in Mutuum Finance has been further strengthened by its CertiK audit, which delivered a 90/100 Token Scan Score. This review confirms that the project’s smart-contract structure follows industry security standards and that its token code has undergone independent verification.
Security audits have become a key consideration for investors evaluating DeFi projects, and Mutuum’s early certification is seen as a positive signal for future reliability once lending and borrowing activities begin.
Development Roadmap and Long-Term Vision
The team has already completed Phase 1 of its four-stage roadmap, which focused on presale setup, marketing, educational content, and the initial audit process. The project is now in Phase 2, where technical development and testing take center stage.
stages will bring the platform’s mainnet release and ongoing ecosystem expansion. By aligning its token listing with a functional product launch, Mutuum Finance aims to enter the market with immediate on-chain utility — a strategy that could drive both adoption and long-term price appreciation.
With Phase 6 nearly sold out and the next 20% price increase set for Phase 7, time is running short for new participants to join at the current rate. Mutuum Finance’s rapid growth — from a small presale to nearly $18 million raised — reflects a market hungry for real utility and transparent development.
As anticipation builds around the V1 protocol launch later this year, the project’s combination of verified security, growing investor confidence, and clear technical milestones continues to set it apart in the evolving world of decentralized finance.
For more information about Mutuum Finance (MUTM) visit the links below:
Website: https://www.mutuum.com
Linktree: https://linktr.ee/mutuumfinance
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This story was published as a press release by Btcwire under HackerNoon’s Business Blogging Program. Do Your Own Research before making any financial decision.
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